Private client home insurance

Why private client home insurance?

Lots of people are unaware of the true value of their home from an insurance perspective, be it the cost to rebuild or the cost of replacing all its contents in a disaster such as a fire.

Underinsurance of property is a common problem with total rebuild costs not being properly considered, often leaving many high-value items without cover under “one-size-fits-all” insurance policies. We can arrange cover that helps protect all of your valuables.

  • Not just bricks and mortar
    We can arrange a solution that can extend to cover assets including first and second homes, contents including fine art, antiques, jewellery and collectables, and even yachts and pleasure craft.
  • Around the world
    We can design cover that moves with you, protecting you and your assets all over the world as you move from one place to the next.  
  • Reporting the damage
    Making a claim is the ultimate moment of truth. Providing a proactive, reassuring claims service is an absolute priority for us.

How we can help

We are committed to developing a comprehensive insurance proposition that delivers relevant, valuable additional services, which offer real benefits to our clients. Our insurance solutions often involve a detailed assessment of your high-value property and assets, establishing cover requirements tailored to your precise needs.

Personal dedicated service

Each of our clients and their families have their own dedicated Account Executive and Client Manager looking after them. As their needs change and develop, so do their policies. And, in the event of a claim, the Client Manager will fully support and impartially advise you on your situation.

  • Impartial advice
    Our advisers work with a variety insurers, risk management and security consultants to identify the best ways to improve the protection afforded to your most valuable assets. This means we can provide an impartial solution that works just for you.
  • Combined policies
    As well as combining multiple property policies into one easy to manage renewal date, we can also combine high value motor policies to one policy with one renewal date for property and motor.
  • Travel insurance
    A holiday doesn’t just need to be expensive to warrant specialist travel insurance, especially if you are travelling with costly items like ski equipment and performance bikes. Our policies can cover all eventualities. And where you do have expensive holidays, our insurers are able to offer high levels of cancellation cover.

Frequently asked questions

Can you provide cover for jewellery and art?
Yes, we can provide cover jewellery and art as well as collectibles. We know important it’s important that all valuable items are adequately insured.
I think I am paying too much for my policy, how will I know?
Let us come out and see you; we can carry out a full review of your policies and assets, so you know exactly what you are paying for.
I’ve made a claim with my current provider and it wasn’t paid, how would my policy be any different with Jelf?
All of our private client policies are individually written by an underwriter, so we know exactly what warranties, if any, are in your policies. We’ll clearly explain these to you and ensure they are met or removed, so there are the absolute minimal opportunities for a claim to go unpaid.
I have a number of homes; can I insure them under one simple renewal date?
Yes, we can help consolidate them into one simple renewal date.
My property is listed, how can I insure it?
We use a panel of insurers that will visit your property to accurately calculate the rebuild cost of your home so you don’t have to. This can take away a lot of the worry around owning a listed building and the escalating costs that could be associated with this type of structure.