Prestige home insurance

Why do you need a prestige home insurance specialist?

Are you aware of the true value of your home? Are you confident you know the cost of a full rebuild, or the cost of replacing all your belongings?

Underinsurance of property is a common problem. Total rebuild costs are often overlooked, leaving many high-value items without cover under “one-size-fits-all” insurance policies. Our prestige home insurance offers more.

  • Not just bricks and mortar
    Prestige home insurance cover can extend to assets including first and second homes, contents including fine art, antiques, jewellery, collectables, even yachts and pleasure craft.
  • Around the world
    We can design cover that moves with you, protecting you and your assets all over the world as you move from place to place.  
  • Reporting the damage
    Making a claim is the ultimate moment of truth. Providing a proactive, reassuring claims service is an absolute priority for us.

How our prestige home insurance experts can help

Our approach involves a detailed assessment of your high value home and assets, establishing cover requirements tailored to your precise needs.

We work with you to develop comprehensive prestige home insurance complete with relevant and valuable additional services that offer real benefits. 


Need expert advice? Call the team now, or complete our online form and we'll call you.

Personal dedicated service

Each of our clients and their families have their own dedicated Account Executive and Client Manager looking after them. As their needs change and develop, so do their policies. And, in the event of a claim, the Client Manager will fully support and impartially advise you on your situation. 

Our advisers work with a variety of insurers, risk management and security consultants to identify the best ways to improve the protection afforded to your most valuable assets. This means we can provide an impartial solution that works just for you.

Combined policies

As well as combining multiple property policies into one easy to manage renewal date, we can also combine prestige car insurance policies to one policy with one renewal date for home and car.

Prestige car insurance

When purchasing a performance car, considering the engine size, model and interior are some of the first priorities. But, one of the biggest challenges can be finding suitable insurance. Standard insurance cover often falls short when premium or classic vehicles are involved.

Protecting you and your family

As well as living a healthy lifestyle, there are plenty of plans and policies that you can put in place to give you and your family the added protection you deserve. 
Whether you are looking to: purchase cover for the first time; review your current policy; or you're leaving your current employer (or retiring) and want to continue your healthcare cover, we can help.

Renovation insurance

Planning an extension or home renovation?

Don't forget to tell your insurers before any work commences or they could decline any claims that may arise. Your home insurance policy will detail the limits of acceptable works that they can cover within your existing policy. In many cases, the best approach may be to arrange relevant renovation insurance that will be an all-encompassing policy to cover you while work is underway – much like travel insurance protects you while you’re on holiday.

Travel insurance

A holiday doesn’t just need to be expensive to warrant specialist travel insurance, especially if you are travelling with costly items like ski equipment and performance bikes. Our policies can cover all eventualities. And where you do have expensive holidays, our insurers are able to offer high levels of cancellation cover.

Frequently asked questions

Can you provide cover for jewellery and art?
Yes, we can provide cover jewellery and art as well as collectibles. We know important it’s important that all valuable items are adequately insured.
I think I am paying too much for my policy, how will I know?
Let us come out and see you; we can carry out a full review of your policies and assets, so you know exactly what you are paying for.
I’ve made a claim with my current provider and it wasn’t paid, how would my policy be any different with Jelf?
All of our private client policies are individually written by an underwriter, so we know exactly what warranties, if any, are in your policies. We’ll clearly explain these to you and ensure they are met or removed, so there are the absolute minimal opportunities for a claim to go unpaid.
I have a number of homes; can I insure them under one simple renewal date?
Yes, we can help consolidate them into one simple renewal date.
My property is listed, how can I insure it?
We use a panel of insurers that will visit your property to accurately calculate the rebuild cost of your home so you don’t have to. This can take away a lot of the worry around owning a listed building and the escalating costs that could be associated with this type of structure.