roofing Contractors insurance
Do I need Roofing Contractors insurance?
Roofers insurance is important, and for any business which has employees or utilises Labour Only Sub-Contractors a Legal, requirement for those working in this trade sector. The trade you are working within, whether you are a sole trader, partnership, SME business or a larger concern, comes with an element of risk. With over 10 years’ experience of advising on and providing insurance for roofing contractors insurance, Jelf have the knowledge and experience to understand you and your business.
- Risk Management
As a qualified and responsible roofing contractor, you need to manage a number of likely risks. An Insurance Broker who can help minimise your exposure and provide advice on how to manage these risks will help put you in a very positive position when dealing with insurers.
- Market leading cover
Contractors Liability and Contract Works insurance requires expertise and an Insurance Broker that has the experience to understand the types of cover your business requires. Jelf provides cover with market leading insurers that specialise in your sector, ensuring all your insurance requirements are taken care of.
- Advice when it counts
Accidents happen, and if you need to claim it pays to know that your claims service will be exceptional, and as painless a process as possible.
How we can help
Roofing contractors are exposed to a number of factors which come with risks, whether that’s damage to property, or situations arising that come with working at height or with the application of heat. We have worked with our panel of specialist insurers to provide you with the most relevant and effective cover available. Details on the risks faced by you or your business, along with what we cover, are shown below.
What can roofing contractors insurance include?
- Public Liability
Jelf provides cover for limits from £1 Million upwards, including the ‘standard requirement’ limits of £2Million, £5Million or £10 Million. Public Liability cover protects you in case your activities injure a client, contractor or member of the public, plus damage to third party property. Cover is available for working with heat. A number of height limit options are available, including ‘unlimited’, depending on your requirements.
- Employer’s Liability
Cover for your employees and labour only sub-contractors in respect of injury, disease or death whilst under your employment, with no need to declare employee numbers.
- Contract Works
Provides Insurance to cover for loss or damage to contract works including materials. This cover can be extended to include cover for you own plant and equipment as well as any items you may need to hire-in.
- Legal expenses
Provides legal protection and a legal helpline, limit of up to £100.000.
The latest contractors insurance articles in our knowledge centre
If you’re involved in any kind of contracting, you’ll probably have been asked about payments you make to sub-contractors and whether they are bona fide or labour-only. So to help clarify things, here is a simple guide
A worrying 30% rise in tool theft has seen the total cost of theft claims rise to over £2.8 million in the trade industry, with the average value per claim standing at around £1,626