RESIDENTIAL property insurance
Why do you need residential property insurance?
Owning a tenanted residential property can be a great investment, but to get the most out of your money you need to be sure you're adequately protected.
- Market leading cover
With an unrivalled policy wording unique to Jelf, we can offer you the best possible protection for your residential property portfolio.
- Claims assistance service
With claims support available 24/7, and specialist handlers assigned for high value claims, we make sure you’re in safe hands when you need them most.
- Comprehensive cover
Along with All Risks cover, your Jelf policy comes with communal area contents insurance and Property Owners Liability insurance as standard.
How our property team can help
We understand the confusion that can be associated with arranging property insurance. By providing expert, advice and tailored high quality cover, we aim to make the process of becoming insured as simple and stress-free as possible.
FIND YOUR NEAREST PROPERTY EXPERT
Enter your postcode to find your local office
Claims preparation fees
Claims preparation costs included automatically at no extra charge for claims in excess of £25,000. Our dedicated claims consultancy will assist in settling matters quickly and efficiently.
Residential property owners insurance, what's included?
Jelf property owners insurance has been specially designed so that all of your properties are protected under one policy, regardless of use. This means that if you own or manage both residential and commercial properties, with Jelf these can be insured together, saving you time and money. There’s no need to juggle multiple policies with Jelf on your side.
With our unique and comprehensive policy wording, we can offer you the best possible protection for your buildings, loss of rent, alternative accommodation and legal liability including:
- £5m Property Owners Liability cover
- 24/7 claims service
- Cover for damage to landscaped gardens
- £25,000 cover for contents in communal areas
- Removing items left by fly tipping
- Public Relations Expenses
- Subrogation Waiver (Managing Agents & Tenants)
- Failure of Utilities
- Eviction of squatters
- Illegal cultivation of drugs
- Malicious damage by tenants
- Alternative accommodation/loss of rent
- Removal of insect nests
The latest residential property owners articles
Reduce the risk of senior managers, directors and officers being held accountable for lax safety and poor maintenance.
Commercial properties are emptying at an alarming rate. The number of shops lying empty soared by more than 7,500 last year.
The way people shop has changed. Between 2007 and 2018, online sales increased 6-fold while growth of in-store sales has lagged behind. As a result, high streets are having to evolve and adapt. This isn’t the only area of the property market that’s evolving, though.