Why do you need specific rail cover?

Whether you are a train operating company, a heritage railway, a locomotive owner, or engineer, we can provide specific insurance and risk management solutions regardless of your size or complexity.

  • Approach
    Our approach is highly strategic, working to meet our clients’ objectives together with a small panel of specialist insurers with whom we have developed innovative rail insurance and risk management solutions.
  • Comprehensive
     Our rail proposition can protect your rail assets, infrastructure, revenue, people and passengers. We have developed a comprehensively layered, tailored, best of breed insurance solution with 'industry first' covers.
  • Advice led
    We are absolutely committed to delivering the highest level of service from risk advice through to placement, claims, and risk management and employee benefits.

How we can help

We deliver a comprehensive, structured yet flexible programme of insurance products and services carefully tailored to your unique requirements.

Our team of rail specialists can help you navigate risk by arranging the right level of cover to meet any of your needs to help you stay competitive and viable in a growing and changing rail industry. Whether you’re looking for a new policy or to amend existing cover, we can help.

Find out more from our dedicated team

Need advice? Our team can help.
Send us a message or call us on the number below.

Insurance Protections

We deliver a structured yet flexible programme of insurance products and services carefully tailored to our clients’ individual requirements. This includes uniquely negotiated policy wordings and extensions to cover that are, where necessary, Office of Rail and Road (ORR) compliant.

  • Protecting modern and heritage rolling stock - All Risks cover including boiler explosion and collapse, breakdown, re-railing and recovery, and loaned or hired in rolling stock.
  • Protecting assets and infrastructure - Cover for premises, machinery, stock, infrastructure, and money.
  • Protecting revenue - Protecting loss of revenue following an insured event, such as a fire, theft or breakdown.
  • Protecting liabilities - Employers’ liability including cover for volunteers, public liability to ORR requirements, professional indemnity, directors and officers, charities/ trustees’ liability, products liability, cyber liability.