PROFESSIONAL INDEMNITY INSURANCE
Why you need it
In business you try to prevent mistakes, but occasionally they happen. Professional Indemnity Insurance (PII) protects you and your business if your client alleges a financial loss for:
- a breach of a professional duty of care or unintentional breach of contract, or
- infringement of intellectual property rights, or
- data breaches or misuse of confidential information.
If your business provides advice, a professional service, design or supervision you may need to consider PII.
- Protect your reputation
A claim is not only time-consuming and expensive; it could prevent you from being able to trade. PII ensures that the loss is mitigated and your reputation is kept intact.
- We like to be proactive
PII assists you before a formal claim is made. As soon as you realise a potential mistake, tell us and we will ensure your PII policy responds to mitigate the error and pay the costs of defending you.
How we can help
Whatever your needs, our team of specialists can help cover you against the risks you and your business face. We understand that every business is different and we can recommend solutions to cover your business against a wide range of risks:
- Civil liability (such as damages and costs) for breach of duty.
- Legal costs and expenses in defending a claim.
- Helplines to help you manage risks.
- Cyber risks - a growing threat.
- Relevant regulatory body requirements.
Need advice? Our team can help.
Russell has been polite and courteous in all his dealings with us. He explained everything in a calm and coherent manner and succeeded in securing the cover we needed within the timescale required. I am very impressed by the overall level of service we have received and because of Russell's professional and efficient manner I would have no hesitation in recommending Jelf.
There is increasing legal and regulatory focus on personal accountability whilst at work. Do your senior care home staff have protection from the risks?
If you don’t have permanent staff with the skills you need, you might look to gig economy workers to support your business. If you are, you need to understand their changing legal rights.