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small business insurance

Why do you need small business insurance?

You put in time, resources and effort every day to make your small business a success. That's why you need to make sure you have the right cover. We understand what it takes to run a small business and the help you need to protect the time, effort and resources that are put in every day. We can offer you:

  • In-house expertise
    Our in-house experts understand your business and help to find a solution that matches your needs.
  • Large and varied product ranges
    We have access to hundreds of products and insurers to make sure we source the most appropriate cover we can for you.
  • Claims-handling
    Our dedicated claims team can help you get back to normal as quickly as possible should a claim occur.

How our small business team can help

"Enterprise" is the name of our insurance offering specifically for smaller businesses. We understand that every business is unique and one business can require very different insurance from the next. 

We work with you to understand your needs to ensure you have the right cover. We help you to choose the right business insurance, tailored to your business.

Tradesmen and construction insurance

We can offer a unique package of cover tailored to suit business requirements for sole traders, partnerships or limited companies. Polices start with basic public liability insurance and can be tailored to include covers such as employers' liability, contract works and more.

Fleet and commercial vehicle

Business assets extend beyond buildings and contents. Protect your fleet operations with the flexibility to insure a single vehicle or multiple vehicles under one policy ranging from business cars to small lorries, and special types like forklifts and construction vehicles.

Hospitality and leisure insurance

The hospitality and leisure industry can be a high-risk environment for both customers and for employees. Whether you are a pub, restaurant, B&B or takeaway choosing what cover you need can be confusing. We can provide policies designed to cover things such as your assets your earnings your liabilities and loss of licence.

Warehouse, wholesale and manufacturing insurance

There are a variety of risks within warehousing, wholesale and manufacturing. From importing to exporting to cover for factories and workshops we can provide bespoke cover to suit your business requirements.

Assets and income insurance

Whatever your trade, or the type of premises you trade from, we can offer cover tailored to protect your assets and income including buildings, machinery, contents, stock and more.

Office insurance

Office based businesses and professionals require insurance specific to their business. From busy offices to functions such as advice, design or skilled knowledge we can provide policies tailored to meet your needs.

Public liability insurance

Nearly all businesses whether you’re a sole trader, partnership, limited company or even a charity will require some form of public liability insurance. We can provide policies for a full range of businesses, trades and circumstances whether you require an annual policy or cover for a one-off event.

Property owners' insurance

Property owners risks come in all shapes and sizes. This might be a commercial property, industrial unit or residential premises from houses to block of flats. It might be a single property, multiple premises or even a mix of all of these. We have policies to cover your buildings, contents, public liability, legal expenses and loss of rent.

Retail and shop insurance

Every shop and salon provide something unique for their customers. From the local shop to high street retailers or multi-location businesses, we have shop insurance policies that can be tailored to your requirements whilst protecting your assets, earnings and your liabilities.