Electrical, Fire and Security Contractors
Why do you need a specialist broker?
Whilst there may be many cowboy builders and ‘jacks of all trades’ in existence, if you’re a specialised contractor working in a higher risk trade, standard insurance policies simply won’t cut it. With over 10 years’ experience of catering for the electrical, fire and security industries, Jelf understands your insurance needs.
- Market leading cover
Our exclusive policy is not only market leading, but is complemented by our operational excellence and exceptional client service.
- Risk management
We suggest ways to manage your risk, putting you in a better position with insurers and reducing the need to claim.
- Advice when it counts
Off-the-shelf policies are often sold on an unadvised basis. You may either be taking out cover that you don’t need, or missing cover you really do need. Our service prevents exposure to unnecessary risks by providing tailored cover to meet your specific needs.
How we can help
Electrical, Fire and Security contractors are generally considered to be high-risk roles. So we have worked with a leading insurer to provide you with cover tailored to your trade. With an insurer, who like us, understands your industry, we can provide you with a policy that truly delivers.
What can it include?
Provides cover of up to £10 Million, protecting you in case your activities injure a client, contractor or member of the public. Plus damage to third party property, including to the item being worked upon.
Cover for your employees and labour only sub-contractors, with no need to declare employee numbers.
This will cover losses resulting from a product or service failing to fulfil its function, such as an intruder alarm.
No subcontractors warranty
Part of our standard cover, ensuring you are not exposed.
Professional indemnity cover
We give this cover automatically within the policy, protecting the advice you give up to a value of £500,000, with the ability to increase if required.
24/7 tools cover
This includes whilst kept in unattended vehicles, with the proviso that tools are kept out of sight.
Management liability portfolio
Provides cover in case of a claim against your business or its directors.
- Interest free payment by direct debit
- No automatic height limit applied to the policy
- Legal expenses up to £100,000
- A simple renewal process – no painful forms
Frequently asked questions
Fire safety at your care home means having a sprinkler system and a robust fire safety program, covering evacuation procedures and staff training.
If you don’t have permanent staff with the skills you need, you might look to gig economy workers to support your business. If you are, you need to understand their changing legal rights.