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Harrogate insurance broker

Address:
Central House, Otley Road, Harrogate, HG3 1UF
Open:
9am - 5pm
Call us:
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Insurance brokers in Yorkshire, your local Harrogate team

We have worked in North Yorkshire for over 50 years. The Harrogate team is here to help clients no matter the size or trade.  For us, being a community broker is, first and foremost, about looking after you. It’s about being familiar with the Yorkshire region, engaging with you and understanding your business – a level of awareness which can only be achieved by living and working in the area, and we do just that.

We specialise in several niche areas including rail insurance, agriculture insurance,  lottery and online gaming insurance as well as business finance. 

Proud of our heritage in Harrogate

We were formed in Knaresborough, North Yorkshire in 1968 by Geoff Cook and John Smart. Moving to Harrogate in 1980, Smart and Cook Ltd became one of the largest independent insurance brokers in the UK during the 1990s and early noughties before sale to AXA UK in 2007. Smart and Cook Ltd gained a reputation as a professional broker who built its business through acquisition and organic growth. At the time of sale, Smart and Cook controlled around £300m in premium, had over 40 regional offices and approximately 700 staff. Harrogate was historically the head office and largest branch location within Smart and Cook and was a top 3 office within Bluefin.

Jelf & Bluefin

Jelf joined forces with Bluefin in 2018. As one combined business, we now offer an even deeper understanding of your needs and how to meet them, improving life and business for all our clients.

Lottery and online gaming insurance

We are experts in lottery and online gaming insurance. We can offer insurance products to give you the peace of mind that comes with knowing that in the event of a loss, your business is covered.

Agriculture insurance

We can arrange a wide range of farm insurance from arable to intensive livestock, property, business interruption, liability cover and more. Whether it is standard insurance for farmers or a modern diversification we can cater for each eventuality.

Rail insurance

Jelf in Harrogate offer insurance solutions for all types of rail organisations, including passenger service and freight operators, rolling stock leasing companies, locomotive owners and more. 

Risk Management

We offer specialist risk management advice for businesses across all industry sectors. We work with you to identify risks, and ensure that you are prepared for the challenges your business faces.

Employee Benefits

We can help you to deliver a wellness strategy for your business that finds the right balance of employee benefits to maximise the physical, emotional and financial wellbeing of your employees.